Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance agency (License 0B75129), runs this website. It provides general life insurance information and a tool that returns carrier quotes based on your answers.

Quotes are estimates. The rates shown are from carriers for your selected rate class and are information only. They are not an insurance offer, a guaranteed premium, or an approval promise. The final cost, class, and eligibility are determined by underwriting; your issued policy and its amendments control.

No coverage is bound here. Requesting quotes, applying, or sending a message does not establish insurance. A policy exists only when a carrier issues one and you accept and pay for it.

Availability. Products, carriers, rates, and coverage vary by state and applicant and are subject to change without notice. Quotes shown are for California residents.

Information. Articles here are general information, not legal, tax, or financial advice. Verify anything that matters to you with a professional.

Third-party platform. The application page loads a third-party secure application service under its own terms.